Board of Trustees approves new residence insurance program

Insurance program to cover accidental damage in residence buildings

Journal File Photo

The Board of Trustees has approved a new insurance program for students living in residence next year.

The program was approved during the Board’s meeting on May 13, per the Capital Assets and Finance Committee’s recommendation. The program will begin in the 2022 to 2023 academic year, administered by Marsh Canada Limited.

Under the program, the university will purchase an insurance policy that provides personal contents and liability coverage for all students living in residence. Students will pay an annual premium of $75 for the coverage as a part of their student fees.

“Adding a program of this type ensures equitable access to affordable property and liability insurance, protecting both students and university assets,” Mark Green, provost and vice-principal (academic), wrote in a report to the Board on April 13.

Students with existing coverage can opt-out of the program if they provide proof of alternate coverage. Students who do not opt-out by Sept. 30 of each academic year will be automatically enrolled in the program.

The ‘contents’ portion of the coverage covers personal belongings up to $10,000, with personal liability coverage covering up to $1 million—this covers accidental damage a student may cause to another student’s property or the University’s property.

The plan also covers up to $2,500 for temporary housing if damage renders a student’s room unusable. According to the report, this will mitigate financial loss in residence buildings.

“Queen’s residences contribute to the delivery of an exceptional student experience, helping to build a diverse, equitable, inclusive and anti-racist community through our policies and programs,” Green wrote.

According to the report, residences worked with the Office of Risk and Safety Services to inform their choice of provider.

The Senate Residence Committee, Budget Sub-Committee of the Senate Residence Committee, Student Affairs, and the University Senior Leadership Team were also consulted.

“The proposed fee is aligned with the university’s strategy and values,” Green wrote.

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